⚡ MOST REQUESTED — SAME-DAY COVERAGE AVAILABLE
Visitor Medical Insurance

Protect Your Parents Before They Land in the USA

Whether your parents are traveling to the United States or Canada from abroad, protect them with the right visitor medical insurance before they arrive. Healthcare in both countries can be extremely expensive, and even a single emergency can create a major financial burden for your family.

Why It's Non-Negotiable

Your Parents' Health Insurance Doesn't Work Here

This is one of the most misunderstood facts about visiting the USA:

Provincial Health Coverage (OHIP, BCMSP, AHCIP, etc.) provides MINIMAL or NO coverage in the United States. The small emergency benefit provided (typically $400–$600/day in hospital) covers a fraction of actual US medical costs.

When your parents visit the United States or Canada, their existing health plans often won’t provide coverage—making visitor insurance essential for financial protection.

As specialists working with families across the USA and Canada, we understand the urgency and the unique healthcare concerns of visiting parents. We help you find the right visitor medical plan quickly, clearly, and with complete peace of mind.

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Same-Day Coverage

Typical Visitor Plan Coverage

  • Emergency hospitalization & surgery
  • Physician & specialist visits
  • Prescription drugs (emergency)
  • Diagnostic tests & imaging
  • Emergency dental (accidental)
  • Medical evacuation & repatriation
  • Pre-existing condition coverage (select plans)
  • $50,000 тАУ $500,000 coverage limits
Coverage Options

Choose the Right Level of Protection

We compare plans across multiple carriers to find the best fit for your parents' age, health, and length of stay.

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Basic Visitor Plan

~$1–$2/day*
Coverage: $50,000–$100,000
Emergency medical only
Hospitalization (accident/emergency)
Emergency evacuation
Pre-existing conditions excluded
Non-emergency visits
Get a Quote
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Comprehensive Plan

~$4–$8/day*
Coverage: $150,000–$300,000+
Full medical coverage
Pre-existing conditions covered
Prescription drug coverage
Mental health & therapy
Enhanced evacuation benefits
Get a Quote

*Sample rates for illustrative purposes. Actual rates depend on age, health, coverage amount, carrier, and length of stay.

Pre-Visit Checklist

Before Your Parents Arrive тАФ Do This

1

Contact Policy Place BEFORE booking flights

The earlier you arrange insurance, the better. Some plans have waiting periods and must be purchased before departure from home country.

2

Share your parents' health history with us

We need to know about pre-existing conditions to recommend the right plan. High blood pressure, diabetes, and heart conditions are common тАФ and there ARE plans that cover them.

3

Get the policy documents before departure

Your parents should carry printed copies of their insurance card and policy details at all times. We'll help ensure everything is set up correctly.

4

Know the emergency contact number on the policy

Save the insurer's 24/7 emergency number in your parents' phones. In a medical emergency, call the insurer before or as soon as possible after going to the hospital.

Parents Arriving Soon? Get Covered Today.

Don't wait. Same-day coverage is available. Call us or submit a contact form right now — we respond quickly.

Get Covered Now Call (604) 750-4848
Travel Insurance

Buy Travel Insurance Online

Compare plans, choose the best coverage, and purchase your travel policy securely online.

Buy Online Travel Policy